01572 503051
CHECK YOUR AFFORDABILITY WITH OUR

FREE & CONFIDENTIAL FINANCIAL 'HEALTH CHECK'

It' really important to have a realistic idea of what you can actually afford to spend and the monthly cost, especially if this is your first time buying. Many lenders take different things into account when determining how much they will lend you so it's a good idea to check your finances with an expert and best of all... it's FREE! Any information you enter below will be treated confidentially between you, Forces Property Direct and our specialist mortgage advisor.
Rank First Name Last Name E-mail Phone - (The best number to call you on)
I am:
Currently Serving in the British Military
A Veteran of the British Military
My current annual salary
Who is buying?
I am looking to buy on my own
I am looking to buy with someone else
Deposit information
I have a deposit for a mortgage and DO NOT wish to use Forces Help to Buy
I have a deposit for a mortgage and AM INTERESTED in possibly using Forces Help to Buy
I DO NOT have a deposit but AM INTERESTED in possibly using Forces Help to Buy
Deposit amount £
My credit history over the last 6 years
I DO have some defaults or CCJs from the last 6 years
I DO NOT have any defaults or CCJs from the last 6 years
I'M NOT SURE if I have any defaults or CCJs from the last 6 years
Additional Information I understand that the information I have provided will be shared with our 3rd party preferred mortgage advisor and I give my consent for them to contact me in relation to my finances. I agree to the website Privacy Policy & give my Consent to be contacted. SEND 

THE NEXT STEP...

At some point you are likely to be asked for a copy of your credit report. All brokers or advisors will want as much information about your credit history as possible, in order for them to offer you the best possible advice.
Many of us aren't aware of what shows up on our credit reports and you might be surprised at what you will find! So, it's always a good idea to take a look at the information yourself and know what the banks see; because they use the information to help decide if they will lend you any money, how much they might lend you and what interest rate to charge you.
There are hundreds of potential mortgage lenders and each with their own preferred client 'types'. Simply having this bit of extra information about your finances will help your broker guide you through the minefield and look at which lenders are most suited to you!
There are lots of ways to access this information (usually at a some sort of cost), but we have added a convenient link below to checkmyfile.com who offer a FREE 30 Day trial* so you can access your credit file at no charge. Checkmyfile.com gather information from all of the major credit agencies such as Experian, Equifax and TransUnion (which are often the main agencies mortgage lenders and banks look at). We don't get paid anything for pointing you in their direction, it's just another useful tool for you to use.
You can download your latest credit report and to see what's going on and provide it to your broker when asking for advice.

*You must remember to cancel your subscription (which can be done immediately after obtaining your report) before the end of the 30 day trial period if you do not wish to be charged by Checmkmyfile.com. Forces Property Direct have no affiliation with Checkmyfile.com in any way and do not receive any financial incentive, commission or fee from them. The link below is provided in good faith and is simply intended to help you obtain a free copy of your credit report. There are many other similar services available.

Your Credit Report

Find Out What Lenders See When They Check You Out!

  • Check your Credit History as reported to Equifax, Experian & TransUnion

  • Look for differences in what's been reported

  • Identify problem accounts, and take steps to minimise their impact

  • See the types of credit reported from your electric bill to your mortgage

  • View up to 6 years' history of your repayment performance
VISIT - WWW.CHECKMYFILE.COM
DISCLAIMER

CHECKMYFILE.COM

Checkmyfile.com are a third party and have no affiliation with Forces Property Direct in any way. Forces Property Direct make this link available solely for the convenience of visitors to our website. Forces Property Direct receive no financial incentive from checkmyfile.com for providing use of this link or for introducing any business in any way whatsoever. The link is provided in good faith and intended purely to provide assistance to our website visitors and we, therefore, accept no responsibility for any interaction between our website visitors and checkmyfile.com

Other credit reference agencies are available.

In order to ensure that obtaining your credit file from checkmyfile.com is free, you MUST REMEMBER to cancel any subscription you have agreed to on their website. Forces Property Direct accept no liability in the event that those following this link get charged. We would advise cancelling any subscription immediately after accessing or downloading your credit file.

You should carefully read and understand any terms stated on their website and remember, terms and information can be subject to change.

Checkmyfile is a trade mark and is a trading name of Credit Reporting Agency Limited (Registered number 3719598). Credit Reporting Agency Limited is authorised and regulated by the Financial Conduct Authority (firm reference 690175). Credit Reporting Agency Limited is a Credit Reference Agency notified with the Office of the Information Commissioner, registration number Z6636832. Our VAT number is GB 738 731 215. Credit Reporting Agency Limited is registered in England and has its registered office at 20-21 Lemon Street, Truro, TR1 2LS.

Monthly fee of £14.99 applies after your free 30-day trial**. You may cancel at any time by phone, email or online. The free 30-day trial applies only to new customers aged 18 years or more who are living in the UK. The 30-day free trial period starts when you register. If we are unable to verify your identity online when you register, we may ask you to provide information to us which may delay access to your Credit Report.

**Correct at time of writing. You should check full and up t date details on checkmyfile.com
DISCLAIMER

THE LEGAL STUFF

Even though Forces Property Direct do not make any money directly from mortgage services, the law states that we must provide you with the following information.

Forces Property Direct have appointed Charlie Bridges Mortgages & Protection as their exclusive mortgage broker. Charlie Bridges Mortgages and Protection will not charge you a broker fee, as a client of Forces Property Direct and Forces Property Direct make no income or financial benefit from referring business to them.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Brokers may charge a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. At Charlie Bridges Mortgage & Protection the fee is up to 1% and a typical fee is £500. However, as a client of Forces Property Direct you will not be charged a broker fee or for any advice you receive.

Charlie Bridges Mortgages & Protection is a trading name of Charlie Bridges Mortgages & Protection Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Charlie Bridges Mortgages & Protection Ltd. Registered Office Address: 16 Hermes Way, Sleaford, England, NG34 7WH. Registered in England Number: 11888979.